AN INDEPENDENT LOCAL COMMONSEL SEGUNDO / CALIFORNIA
ES↗el segundoA LOCAL GUIDE. AN OPEN UNIVERSITY.

UNIVERSITY OF EL SEGUNDO / THE AI BUYING GUIDE

Which AI plan
should I buy?

Most people need one $20 plan or none at all. Start free, pay when you hit a limit you feel every week, and only buy the $100+ tiers for work that earns it back.

Prices from each vendor’s own page, checked . Recommendations are this site’s opinion; the numbers are the vendors’.

How this page makes money: it doesn’t. No link here is an affiliate or referral link today. If that changes, those links will say “referral link”, and fees will never decide what is listed, the order, the tier or the pick.

BY WHAT YOU DO / BY WHAT YOU SPEND

Pick by use case.

Each pick quotes the vendor’s own page and links to it. “Why it’s here” is our reasoning, not the vendor’s claim.

01

$0 A MONTH

You just want to try AI, or use it now and then.

The free plans from the big three are good enough for occasional questions, drafting and summaries. Use one for a week on real tasks before paying for anything.

OpenAI · Free plan

ChatGPT Free

Everyday chat with limited messages and uploads on the current Instant model.

Why it’s here: The most familiar starting point, and Codex is included for quick coding tasks.

“Limited messages and uploads”

Checked chatgpt.com ↗

Anthropic · Free plan

Claude Free

Claude on web, desktop and mobile with base usage limits.

Why it’s here: A strong writer and reader of long documents, on web, desktop and phone.

“Free for everyone”

Checked claude.com ↗

Google · Free plan

Gemini Free

Gemini app with Flash-Lite, Deep Research, Gemini Live and 15 GB storage.

Why it’s here: Free with a Google account, if you already work in Google’s apps.

“$0/ month with a Google Account”

Checked gemini.google ↗

Probably skip: Paying before you hit a limit you can feel. If the free plan never stops you, it is your plan.

Before you pay: ChatGPT Plus free for 4 months (US college students) · Google AI Pro free for a year (US college students) · A free year of Claude for US K-12 teachers

02

ABOUT $20 A MONTH

An assistant you use every day.

All three $20 plans give you the vendor’s better models, much higher limits and a coding tool. Pick the one whose free plan you already reach for. Two at once is rarely worth it.

OpenAI · ChatGPT

Plus $20/mo

Expanded messages and uploads, Thinking models, Codex for coding (GPT-6.1 Sol and GPT-6 Luna), no ads.

Why it’s here: Thinking models, Codex for coding and no ads, from the most widely used assistant.

“$20/month”

Checked learn.chatgpt.com ↗

Anthropic · Claude

Pro $20/mo

$20 billed monthly; $17/mo with annual ($200 up front)

More usage than Free, more Claude models and Claude Code for coding.

Why it’s here: Best if most of your work is writing, long documents or code, and Claude Code is included.

“$17 Per month with annual subscription discount ( $200 billed up front). $20 if billed monthly.”

Checked claude.com ↗

Google · Google AI

Pro $19.99/mo

$199.99/yr annual option

Gemini 4 Argon, 4x the Free usage, Jules and Antigravity for coding, 1,000 Flow video credits, 5 TB storage.

Why it’s here: The most extras for the price: 5 TB of storage, video credits and coding tools, if you live in Google’s apps.

“$19.99/ month”

Checked gemini.google ↗

Probably skip: ChatGPT Go at $8 if you want the Thinking models, since Go leaves them out. Microsoft 365 Premium, unless you also want Office for the household.

Before you pay: ChatGPT Plus free for 4 months (US college students) · Google AI Pro free for a year (US college students) · Mistral Pro for students

03

$0 TO $20 A MONTH

Research with sources you can check.

For answers with links to where they came from, a search-first assistant is the better tool. The free plan covers a few deep searches a day.

Perplexity · Free plan

Perplexity Free

3 Pro Searches a day

3 Pro Searches a day and 1 research query a month.

Why it’s here: Try the cited answers before paying.

“3/day”

Checked perplexity.ai ↗

Perplexity · Perplexity

Pro $20/mo

Pro Searches, research, Comet browser agent and file creation at average-use limits.

Why it’s here: Worth it once you run more than a few research searches a day.

“Pro: $20 a month”

Checked perplexity.ai ↗

Probably skip: Perplexity Max at $200 unless research is your job.

Before you pay: Perplexity Education Pro · Perplexity Enterprise Pro for schools and nonprofits

04

$10 TO $20 A MONTH

Writing code, part of the day.

A $20 assistant plan now includes a capable coding agent, so you may not need a separate tool. If you only want completions in your editor, Copilot Pro is the cheapest good option.

Anthropic · Claude

Pro $20/mo

$20 billed monthly; $17/mo with annual ($200 up front)

More usage than Free, more Claude models and Claude Code for coding.

Why it’s here: Claude Code in the terminal and editor, included with the plan.

“$17 Per month with annual subscription discount ( $200 billed up front). $20 if billed monthly.”

Checked claude.com ↗

OpenAI · ChatGPT

Plus $20/mo

Expanded messages and uploads, Thinking models, Codex for coding (GPT-6.1 Sol and GPT-6 Luna), no ads.

Why it’s here: Codex on the web, in the CLI and in your editor, included with the plan.

“$20/month”

Checked learn.chatgpt.com ↗

GitHub · Copilot

Pro $10/mo

$10/month

Unlimited IDE completions, Copilot Chat, a selection of models and 1,500 AI credits a month (1,000 base + 500 flex).

Why it’s here: Unlimited completions and chat inside the editor you already use, for $10.

“$10 USD per month”

Checked docs.github.com ↗

Probably skip: Stacking several coding subscriptions. Pick one agent and one editor, and upgrade the one you hit limits on.

Before you pay: GitHub Copilot Free · GitHub Copilot Student · Codex for Students · Free Copilot Pro for open-source maintainers and teachers

05

$100 TO $200 A MONTH

Coding agents, all day.

This is where the big tiers pay off. If you hit the $20 limits most days, the 5x tiers are the next step; the tier list below shows how the 20x tiers buy the most usage per dollar.

Anthropic · Claude

Max 5x $100/mo

5x the usage of Pro, Claude Code, and $100 a month in Claude Platform API credits.

Why it’s here: 5x the Pro usage for Claude Code, plus $100 a month of API credits.

“Max 5x: $100 per month”

Checked support.claude.com ↗

OpenAI · ChatGPT

Pro ($100 tier) $100/mo

Pro reasoning models, no five-hour limit, 5x Plus usage.

Why it’s here: 5x the Plus usage for Codex with no five-hour limit.

“Pro $100 unlocks 5x higher usage than Plus, while Pro $200 unlocks 20x usage than Plus”

Checked help.openai.com ↗

Cursor · Cursor

Super $100/mo

$100/month; $1,000/yr

15x Plus usage and priority model access at peak times.

Why it’s here: 15x the Plus usage if you want Cursor’s editor and agents.

“15x more usage compared to Plus”

Checked cursor.com ↗

Probably skip: ChatGPT Pro’s $500 tier unless you need Ultrafast mode; OpenAI doesn’t say how much more usage it gives.

Before you pay: API credits for ChatGPT subscribers

06

$20 TO $30 A MONTH

Building a website or app without coding.

App builders turn a description into a working site you can publish. Their free plans are enough to see whether your idea works.

Lovable · Lovable

Pro $25/mo

$25/month for 100 credits; $250/yr ($21/month)

100+ monthly credits plus 5 daily build credits, rollovers, code editing/download and custom domains.

Why it’s here: Clear monthly credits, custom domains and code you can download.

“100 $25 $250 ($21/month)”

Checked docs.lovable.dev ↗

Replit · Replit

Core $20/mo

$20 monthly; $18/month billed annually

$20 of monthly credits, Free Mode usage (up to 30 hours chat, 60 projects), unlimited workspaces.

Why it’s here: $20 of usage credits a month and unlimited workspaces.

“$20 $18 / month, billed annually”

Checked replit.com ↗

Probably skip: Team and business tiers until someone else needs to edit with you.

Before you pay: Lovable Free · v0 Free · Lovable Pro at half price for students · A free year of v0 for students

07

$6 TO $15 A MONTH

Images, video and voice.

Creative tools charge in credits, and the cheapest paid tier is usually enough to start. Check the commercial-use terms before you sell anything you make. OpenAI shut down its Sora video app in April 2026.

Midjourney · Midjourney

Basic $10/mo

$10 billed monthly; $96/year ($8/month) billed annually (page says 20% discount for annual)

About 3.3 hours of Fast GPU time a month, with no Relax Mode and no Stealth Mode.

Why it’s here: Distinctive images for $10; note that Basic images are public.

“$96 ($8 / month)”

Checked docs.midjourney.com ↗

Runway · Runway

Standard $15/mo

$15 billed monthly; $12/month billed yearly

625 credits a month and no watermarks.

Why it’s here: 625 video credits a month with no watermark.

“$12/month”

Checked runway.com ↗

ElevenLabs · ElevenLabs

Starter $6/mo

Page shows "$6 First month 83% off" next to "$1per month": read as $6/month regular, $1 for the first month

30,000 credits a month and a commercial license.

Why it’s here: Voice and narration with a commercial license from the cheapest paid tier.

“$6 First month 83% off”

Checked elevenlabs.io ↗

Probably skip: Annual plans until you know you’ll keep using the tool.

Before you pay: Adobe Firefly free generations · Canva for Education · Runway student and educator discount

08

$19 TO $30 A SEAT

A team at work.

Business seats add admin controls and central billing. Start everyone on standard seats and move only your heaviest users to premium seats.

OpenAI · ChatGPT

Business (standard seat) $25/mo

$25/user billed monthly; $20/user/mo billed annually; 2+ users

Team workspace with ChatGPT and Codex at the same standard limits as Plus, admin controls, no training on your data.

Why it’s here: ChatGPT and Codex for the team, at Plus-level limits per seat.

“$25.00 per user per month when billed monthly.”

Checked openai.com ↗

Anthropic · Claude

Team (standard seat) $25/mo

$25/seat billed monthly; $20/seat/mo billed annually; 2-150 seats

All Claude features with more usage than Pro, team admin; team gets up to $500/mo pooled API credits.

Why it’s here: Claude and Claude Code for the team; standard and premium seats can be mixed.

“Per seat / month if billed annually. $25 if billed monthly.”

Checked claude.com ↗

GitHub · Copilot

Business $19/mo

$19 per seat/month

Org-managed Copilot with 1,900 AI credits per user a month in a shared pool.

Why it’s here: If the team only needs AI inside the code editor.

“$19 USD per granted seat per month”

Checked docs.github.com ↗

Probably skip: Premium seats at $125 for everyone. They make sense for the few people who hit limits every week.

Before you pay: ChatGPT nonprofit discount · Canva for Nonprofits · Google for Startups Cloud Program (AI tier) · Microsoft for Startups (Founders Hub)

A TIER LIST, WITH THE MATH SHOWN

How much API usage $1 of plan buys.

Each plan is priced as if you use it the way its tier is sold: an entry plan covers one of the example months below, and a tier the vendor sells as “5x” or “20x” the usage covers five or twenty of them. That month is priced at the API list price of an everyday model the plan includes (we picked comparable mid-priced models, not each vendor’s priciest, so this compares plans rather than model prices) and divided by the plan price. A plan that states its included usage in dollars uses the vendor’s figure instead. Under $1 means the same use would cost less at API prices. Estimates, not caps: vendors don’t publish limits in tokens, hitting a limit early lowers your number, and API credits some plans add on top aren’t counted.

S$5+ per $1

None this time.

A$3–5 per $1

$3.9

Cursor Ultra

$200/mo · Grok 4.7

B$2–3 per $1

$2.3

Cursor Super

$100/mo · Grok 4.7

$2.2

ChatGPT Pro ($200 tier)

$200/mo · GPT-6.1 Sol

$2.2

Claude Max 20x

$200/mo · Claude Sonnet 5.5

$2.2

Google AI Ultra (20x tier)

$199.99/mo · Gemini 4 Argon

$2.1

Cursor Premium

$30/mo · Grok 4.7

$2

Cursor Plus

$8/mo · Grok 4.7

C$1–2 per $1

$1.2

JetBrains AI Ultimate

$30/mo · included usage

$1.1

ChatGPT Plus

$20/mo · GPT-6.1 Sol

$1.1

ChatGPT Pro ($100 tier)

$100/mo · GPT-6.1 Sol

$1.1

Claude Max 5x

$100/mo · Claude Sonnet 5.5

$1.1

Claude Pro

$20/mo · Claude Sonnet 5.5

$1.1

Google AI Pro

$19.99/mo · Gemini 4 Argon

$1.1

Google AI Ultra

$99.99/mo · Gemini 4 Argon

$1

Replit Core

$20/mo · included usage

$1

Replit Pro

$100/mo · included usage

Funder $1

$0.9

ChatGPT Business (standard seat)

$25/mo · GPT-6.1 Sol

$0.9

ChatGPT Business (premium seat)

$125/mo · GPT-6.1 Sol

$0.9

Claude Team (standard seat)

$25/mo · Claude Sonnet 5.5

$0.9

Claude Team (premium seat)

$125/mo · Claude Sonnet 5.5

$0.6

Grok SuperGrok

$30/mo · Grok 4.7

Tier list inputs
PlanAssumed monthPriced asAt API list pricePer $1 of plan
Cursor Ultra ($200)A coding month × 50Grok 4.7$780$3.9 · A
Cursor Super ($100)A coding month × 15Grok 4.7$234$2.3 · B
OpenAI ChatGPT Pro ($200 tier) ($200)An everyday month × 20GPT-6.1 Sol$432$2.2 · B
Anthropic Claude Max 20x ($200)An everyday month × 20Claude Sonnet 5.5$432$2.2 · B
Google AI Ultra (20x tier) ($199.99)An everyday month × 20Gemini 4 Argon$432$2.2 · B
Cursor Premium ($30)A coding month × 4Grok 4.7$62$2.1 · B
Cursor Plus ($8)A coding monthGrok 4.7$16$2 · B
JetBrains AI Ultimate ($30)Usage the vendor says is includedThe vendor’s dollar figure$35$1.2 · C
OpenAI ChatGPT Plus ($20)An everyday monthGPT-6.1 Sol$22$1.1 · C
OpenAI ChatGPT Pro ($100 tier) ($100)An everyday month × 5GPT-6.1 Sol$108$1.1 · C
Anthropic Claude Max 5x ($100)An everyday month × 5Claude Sonnet 5.5$108$1.1 · C
Anthropic Claude Pro ($20)An everyday monthClaude Sonnet 5.5$22$1.1 · C
Google AI Pro ($19.99)An everyday monthGemini 4 Argon$22$1.1 · C
Google AI Ultra ($99.99)An everyday month × 5Gemini 4 Argon$108$1.1 · C
Replit Core ($20)Usage the vendor says is includedThe vendor’s dollar figure$20$1 · C
Replit Pro ($100)Usage the vendor says is includedThe vendor’s dollar figure$100$1 · C
OpenAI ChatGPT Business (standard seat) ($25)An everyday monthGPT-6.1 Sol$22$0.9 · F
OpenAI ChatGPT Business (premium seat) ($125)An everyday month × 5GPT-6.1 Sol$108$0.9 · F
Anthropic Claude Team (standard seat) ($25)An everyday monthClaude Sonnet 5.5$22$0.9 · F
Anthropic Claude Team (premium seat) ($125)An everyday month × 5Claude Sonnet 5.5$108$0.9 · F
xAI Grok SuperGrok ($30)An everyday monthGrok 4.7$18$0.6 · F

AN ESTIMATE, WITH THE MATH SHOWN

What your month would cost at API prices.

A subscription is a bulk deal on the same models developers pay for by the token. These bars price three typical months of use at each model’s published API list price, so you can see roughly what a flat plan saves you. It is an estimate: vendors don’t publish plan limits in tokens, so this prices your usage, not the plan’s cap.

A light month

A few questions a day: a recipe, an email, a quick explanation.

0.6M input + 0.15M output tokens a month.

A light month: estimated monthly cost at API list pricesOpenAI GPT-6 Astra $14; Anthropic Claude Fable 5.1 $14; OpenAI GPT-6.1 Sol $2.70; Anthropic Claude Sonnet 5.5 $2.70; Google Gemini 4 Argon $2.70; xAI Grok 4.7 $2.10; Mistral Mistral Medium 3.5 $2.03; DeepSeek DeepSeek V4 Pro $1.39; Google Gemini 3.8 Flash $1.01; OpenAI GPT-6 Luna $0.14; Anthropic Claude Haiku 5.5 $0.14. Dashed lines mark $20 plans subscription prices.$20 plansOpenAI · GPT-6 Astra$14Anthropic · Claude Fable 5.1$14OpenAI · GPT-6.1 Sol$2.70Anthropic · Claude Sonnet 5.5$2.70Google · Gemini 4 Argon$2.70xAI · Grok 4.7$2.10Mistral · Mistral Medium 3.5$2.03DeepSeek · DeepSeek V4 Pro$1.39Google · Gemini 3.8 Flash$1.01OpenAI · GPT-6 Luna$0.14Anthropic · Claude Haiku 5.5$0.14
A light month at API list prices
ModelInput / output per 1M tokensThis month at list price
OpenAI · GPT-6 Astra$10 / $50$14
Anthropic · Claude Fable 5.1$10 / $50$14
OpenAI · GPT-6.1 Sol$2 / $10$2.70
Anthropic · Claude Sonnet 5.5$2 / $10$2.70
Google · Gemini 4 Argon$2 / $10$2.70
xAI · Grok 4.7$2 / $6$2.10
Mistral · Mistral Medium 3.5$1.5 / $7.5$2.03
DeepSeek · DeepSeek V4 Pro$1.32 / $3.96$1.39
Google · Gemini 3.8 Flash$0.75 / $3.75$1.01
OpenAI · GPT-6 Luna$0.1 / $0.5$0.14
Anthropic · Claude Haiku 5.5$0.1 / $0.5$0.14

An everyday month

An assistant you lean on all day for writing, research and files.

6M input + 0.96M output tokens a month.

An everyday month: estimated monthly cost at API list pricesOpenAI GPT-6 Astra $108; Anthropic Claude Fable 5.1 $108; OpenAI GPT-6.1 Sol $22; Anthropic Claude Sonnet 5.5 $22; Google Gemini 4 Argon $22; xAI Grok 4.7 $18; Mistral Mistral Medium 3.5 $16; DeepSeek DeepSeek V4 Pro $12; Google Gemini 3.8 Flash $8.10; OpenAI GPT-6 Luna $1.08; Anthropic Claude Haiku 5.5 $1.08. Dashed lines mark $20 plans subscription prices.$20 plansOpenAI · GPT-6 Astra$108Anthropic · Claude Fable 5.1$108OpenAI · GPT-6.1 Sol$22Anthropic · Claude Sonnet 5.5$22Google · Gemini 4 Argon$22xAI · Grok 4.7$18Mistral · Mistral Medium 3.5$16DeepSeek · DeepSeek V4 Pro$12Google · Gemini 3.8 Flash$8.10OpenAI · GPT-6 Luna$1.08Anthropic · Claude Haiku 5.5$1.08
An everyday month at API list prices
ModelInput / output per 1M tokensThis month at list price
OpenAI · GPT-6 Astra$10 / $50$108
Anthropic · Claude Fable 5.1$10 / $50$108
OpenAI · GPT-6.1 Sol$2 / $10$22
Anthropic · Claude Sonnet 5.5$2 / $10$22
Google · Gemini 4 Argon$2 / $10$22
xAI · Grok 4.7$2 / $6$18
Mistral · Mistral Medium 3.5$1.5 / $7.5$16
DeepSeek · DeepSeek V4 Pro$1.32 / $3.96$12
Google · Gemini 3.8 Flash$0.75 / $3.75$8.10
OpenAI · GPT-6 Luna$0.1 / $0.5$1.08
Anthropic · Claude Haiku 5.5$0.1 / $0.5$1.08

A coding month

An AI pair programmer in your editor on workdays.

6M input + 0.6M output tokens a month.

A coding month: estimated monthly cost at API list pricesOpenAI GPT-6 Astra $90; Anthropic Claude Fable 5.1 $90; OpenAI GPT-6.1 Sol $18; Anthropic Claude Sonnet 5.5 $18; Google Gemini 4 Argon $18; xAI Grok 4.7 $16; Mistral Mistral Medium 3.5 $14; DeepSeek DeepSeek V4 Pro $10; Google Gemini 3.8 Flash $6.75; OpenAI GPT-6 Luna $0.90; Anthropic Claude Haiku 5.5 $0.90. Dashed lines mark $20 plans subscription prices.$20 plansOpenAI · GPT-6 Astra$90Anthropic · Claude Fable 5.1$90OpenAI · GPT-6.1 Sol$18Anthropic · Claude Sonnet 5.5$18Google · Gemini 4 Argon$18xAI · Grok 4.7$16Mistral · Mistral Medium 3.5$14DeepSeek · DeepSeek V4 Pro$10Google · Gemini 3.8 Flash$6.75OpenAI · GPT-6 Luna$0.90Anthropic · Claude Haiku 5.5$0.90
A coding month at API list prices
ModelInput / output per 1M tokensThis month at list price
OpenAI · GPT-6 Astra$10 / $50$90
Anthropic · Claude Fable 5.1$10 / $50$90
OpenAI · GPT-6.1 Sol$2 / $10$18
Anthropic · Claude Sonnet 5.5$2 / $10$18
Google · Gemini 4 Argon$2 / $10$18
xAI · Grok 4.7$2 / $6$16
Mistral · Mistral Medium 3.5$1.5 / $7.5$14
DeepSeek · DeepSeek V4 Pro$1.32 / $3.96$10
Google · Gemini 3.8 Flash$0.75 / $3.75$6.75
OpenAI · GPT-6 Luna$0.1 / $0.5$0.90
Anthropic · Claude Haiku 5.5$0.1 / $0.5$0.90

A heavy agent-coding month

Coding agents running for hours on real projects.

60M input + 1.2M output tokens a month.

A heavy agent-coding month: estimated monthly cost at API list pricesOpenAI GPT-6 Astra $660; Anthropic Claude Fable 5.1 $660; OpenAI GPT-6.1 Sol $132; Anthropic Claude Sonnet 5.5 $132; Google Gemini 4 Argon $132; xAI Grok 4.7 $127; Mistral Mistral Medium 3.5 $99; DeepSeek DeepSeek V4 Pro $84; Google Gemini 3.8 Flash $50; OpenAI GPT-6 Luna $6.60; Anthropic Claude Haiku 5.5 $6.60. Dashed lines mark $20 plans subscription prices.$20 plansOpenAI · GPT-6 Astra$660Anthropic · Claude Fable 5.1$660OpenAI · GPT-6.1 Sol$132Anthropic · Claude Sonnet 5.5$132Google · Gemini 4 Argon$132xAI · Grok 4.7$127Mistral · Mistral Medium 3.5$99DeepSeek · DeepSeek V4 Pro$84Google · Gemini 3.8 Flash$50OpenAI · GPT-6 Luna$6.60Anthropic · Claude Haiku 5.5$6.60
A heavy agent-coding month at API list prices
ModelInput / output per 1M tokensThis month at list price
OpenAI · GPT-6 Astra$10 / $50$660
Anthropic · Claude Fable 5.1$10 / $50$660
OpenAI · GPT-6.1 Sol$2 / $10$132
Anthropic · Claude Sonnet 5.5$2 / $10$132
Google · Gemini 4 Argon$2 / $10$132
xAI · Grok 4.7$2 / $6$127
Mistral · Mistral Medium 3.5$1.5 / $7.5$99
DeepSeek · DeepSeek V4 Pro$1.32 / $3.96$84
Google · Gemini 3.8 Flash$0.75 / $3.75$50
OpenAI · GPT-6 Luna$0.1 / $0.5$6.60
Anthropic · Claude Haiku 5.5$0.1 / $0.5$6.60

What the bigger tiers buy, in the vendors’ words

How to read it: if your month costs more at API prices than the plan, the plan is the better deal, as long as you stay inside its limits. Light users often spend less than a dollar at API prices, which is why the free plans are usually enough. Heavy coding is where the $100–$200 tiers pay off.

YOUR OWN NUMBERS

Estimate your month.

Change the numbers to match how you work. Runs in your browser; nothing is sent or saved.

Turn on JavaScript to use the calculator. The three examples above show the same math.

A token is roughly three-quarters of an English word. A page of text is about 500 to 700 tokens. List prices, no caching or batch discounts.

THE FULL LINEUP

Every plan we checked.

66 plans from 26 vendors. US prices in dollars a month, billed monthly unless the note says otherwise. Taxes extra.

Chat assistants

PlanPrice a monthWhat the vendor says you getSource
OpenAI ChatGPT Go$8More messages and uploads than Free; may include ads; no Thinking/Pro models.learn.chatgpt.com ↗
Checked
OpenAI ChatGPT Plus$20Expanded messages and uploads, Thinking models, Codex for coding (GPT-6.1 Sol and GPT-6 Luna), no ads.learn.chatgpt.com ↗
Checked
OpenAI ChatGPT Pro ($100 tier)$100Pro reasoning models, no five-hour limit, 5x Plus usage. (5x the usage of Plus)help.openai.com ↗
Checked
OpenAI ChatGPT Pro ($200 tier)$200Same Pro capabilities with a higher usage allowance. (20x the usage of Plus)help.openai.com ↗
Checked
OpenAI ChatGPT Pro ($500 tier)$500The top Pro tier and the only consumer plan with Ultrafast mode. OpenAI’s pages don’t state its usage multiple.learn.chatgpt.com ↗
Checked
Anthropic Claude Pro$20
$20 billed monthly; $17/mo with annual ($200 up front)
More usage than Free, more Claude models and Claude Code for coding.claude.com ↗
Checked
Anthropic Claude Max 5x$1005x the usage of Pro, Claude Code, and $100 a month in Claude Platform API credits. (5x the usage of Pro)support.claude.com ↗
Checked
Anthropic Claude Max 20x$20020x the usage of Pro, Claude Code, and $200 a month in Claude Platform API credits. (20x the usage of Pro)support.claude.com ↗
Checked
Google AI Plus$4.992x Free usage, Flash model, 400 GB storage, 200 Flow credits. (2x higher usage access than Free)gemini.google ↗
Checked
Google AI Pro$19.99
$199.99/yr annual option
Gemini 4 Argon, 4x the Free usage, Jules and Antigravity for coding, 1,000 Flow video credits, 5 TB storage. (4x higher usage access than Free)gemini.google ↗
Checked
Google AI Ultra$99.99
billed monthly only
Highest Gemini 4 Argon access at 5x Pro limits, 20 TB storage, YouTube Premium. (5x the usage limits of AI Pro)gemini.google ↗
Checked
Google AI Ultra (20x tier)$199.99
billed monthly only
Ultra with 20x Pro limits and 30 TB storage. (20x the usage limits of AI Pro)gemini.google ↗
Checked
xAI Grok SuperGrok$30Frontier Grok models, higher rate limits, Expert mode, image and video generation.x.ai ↗
Checked
Perplexity Pro$20Pro Searches, research, Comet browser agent and file creation at average-use limits.perplexity.ai ↗
Checked
Perplexity Max$200
$2,000/yr annual (web only)
Advanced-use limits on every Perplexity feature.perplexity.ai ↗
Checked
Microsoft 365 Personal$9.99
$99.99/yr annual
Office apps, 1 TB, Copilot with higher usage than free; no agentic AI.microsoft.com ↗
Checked
Microsoft 365 Family$12.99
$129.99/yr annual; up to 6 people
Office apps for up to 6 people; Copilot for the subscription owner only.microsoft.com ↗
Checked
Microsoft 365 Premium$19.99
$199.99/yr annual; up to 6 people, 2 TB
Extensive Copilot usage plus limited agentic AI (research, analytics).microsoft.com ↗
Checked
Microsoft 365 Pro$99.99
monthly billing only; 5 TB
Highest Copilot and agentic AI usage.microsoft.com ↗
Checked
Mistral Vibe Pro$14.99
excluding taxes
Up to 6x Free messages, 5x web searches, $15/mo API credits. (Up to 6x free)mistral.ai ↗
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Coding

PlanPrice a monthWhat the vendor says you getSource
GitHub Copilot Pro$10
$10/month
Unlimited IDE completions, Copilot Chat, a selection of models and 1,500 AI credits a month (1,000 base + 500 flex).docs.github.com ↗
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GitHub Copilot Pro+$39
$39/month
Everything in Pro plus premium models, priority access and 7,000 AI credits a month (3,900 base + 3,100 flex).docs.github.com ↗
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GitHub Copilot Max$100
$100/month
Everything in Pro+ plus priority access to new models and 20,000 AI credits a month (10,000 base + 10,000 flex).docs.github.com ↗
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Cursor Plus$8
$8/month; $80/yr
Base usage of Cursor models at fixed settings; only Grok models, no Auto, Cloud Agents or third-party models.cursor.com ↗
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Cursor Premium$30
$30/month; $300/yr
4x Plus usage, Auto, Cloud Agents, Automations, Bugbot and third-party models (billed separately at API list price). (4x the usage of Plus)cursor.com ↗
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Cursor Super$100
$100/month; $1,000/yr
15x Plus usage and priority model access at peak times. (15x the usage of Plus)cursor.com ↗
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Cursor Ultra$200
$200/month; $2,000/yr
50x Plus usage and earliest access to all products and models. (50x the usage of Plus)cursor.com ↗
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Cognition Devin Desktop (formerly Windsurf) Pro$20
$20/month
Higher quotas, frontier models (OpenAI, Claude, Gemini, SpaceXAI), SWE-2, Devin Cloud agent access, extra usage at API pricing.devin.ai ↗
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Cognition Devin Desktop (formerly Windsurf) Max$200
$200/month
Everything in Pro with significantly higher quotas.devin.ai ↗
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Replit Core$20
$20 monthly; $18/month billed annually
$20 of monthly credits, Free Mode usage (up to 30 hours chat, 60 projects), unlimited workspaces.replit.com ↗
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Replit Pro$100
$100 monthly; $90/month billed annually; higher credit tiers up to $2,000/month
$100 of credits, more Free Mode usage, up to 15 collaborators, 28-day database rollback.replit.com ↗
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Lovable Pro$25
$25/month for 100 credits; $250/yr ($21/month)
100+ monthly credits plus 5 daily build credits, rollovers, code editing/download and custom domains.docs.lovable.dev ↗
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Lovable Business$50
$50/month for 100 credits; $500/yr ($42/month)
Pro plus SSO, role-based access, workspace publish, API and priority support.docs.lovable.dev ↗
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StackBlitz Bolt Pro$25
$25/month billed monthly (yearly toggle says save up to 28%)
10M tokens a month with rollover, no daily limit, custom domain.bolt.new ↗
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Vercel v0 Plus$30
$30/user/month
All models, $30 monthly credits per user plus $2 free daily login credits, shared credit pool.v0.app ↗
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Vercel v0 Business$100
$100/user/month
Plus features with training opt-out by default.v0.app ↗
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JetBrains AI Ultimate$30
$30/month
35 AI credits per 30 days (includes $5 bonus).lp.jetbrains.com ↗
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JetBrains AI Pro$10
$10/month (conflicting $20 table on same page)
10 AI credits per 30 days ($1 each), top-ups available.jetbrains.com ↗
Unverified

Images, video and audio

PlanPrice a monthWhat the vendor says you getSource
Midjourney Basic$10
$10 billed monthly; $96/year ($8/month) billed annually (page says 20% discount for annual)
About 3.3 hours of Fast GPU time a month, with no Relax Mode and no Stealth Mode.docs.midjourney.com ↗
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Midjourney Standard$30
$30 billed monthly; $288/year ($24/month) billed annually
15 hours of Fast GPU time a month plus unlimited Relax Mode images.docs.midjourney.com ↗
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Midjourney Pro$60
$60 billed monthly; $576/year ($48/month) billed annually
30 hours of Fast GPU time, unlimited Relax images and SD video, and Stealth Mode.docs.midjourney.com ↗
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Adobe Firefly Standard$9.99
US$9.99/mo
2,000 generative credits a month for Firefly image, video and audio.adobe.com ↗
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Ideogram Plus$20
$20 monthly; $15/month billed yearly ($180/year)
2,400 credits a month and private generation.docs.ideogram.ai ↗
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Krea Basic$9
$9 monthly; about $5/month billed yearly (page toggle says Yearly 40% off; comparison table shows $5.25)
5,000 compute units a month.krea.ai ↗
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Runway Standard$15
$15 billed monthly; $12/month billed yearly
625 credits a month and no watermarks.runway.com ↗
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Luma AI Dream Machine Plus$30
$30/month; $25/month billed yearly ($300)
10,000 credits a month with commercial use.lumalabs.ai ↗
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Pika Starter$10
$10 monthly; $8/month billed annually (-20%)
900 credits a month, no watermark, commercial license.pika.art ↗
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ElevenLabs Starter$6
Page shows "$6 First month 83% off" next to "$1per month": read as $6/month regular, $1 for the first month
30,000 credits a month and a commercial license.elevenlabs.io ↗
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Suno Pro$8
$8/month shown; page adds "Saves $24 by billing yearly!"
2,500 credits a month, 20 song downloads a month and commercial use rights.suno.com ↗
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Canva Pro Pro$12.99
$12.99 paid monthly or $119.99 paid annually; page says "for up to 5 people" and does not name a currency region
Canva's premium tools, templates and content; AI limits not stated on the page.canva.com ↗
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Descript Hobbyist$24
$24 per person/month monthly or $16 annual (labels inferred; page says annual saves up to 35%)
600 media minutes and 400 AI credits a month, 1080p watermark-free export.descript.com ↗
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Business seats

PlanPrice a monthWhat the vendor says you getSource
OpenAI ChatGPT Business (standard seat)$25
$25/user billed monthly; $20/user/mo billed annually; 2+ users
Team workspace with ChatGPT and Codex at the same standard limits as Plus, admin controls, no training on your data.openai.com ↗
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OpenAI ChatGPT Business (premium seat)$125
$125/user billed monthly; $100/user/mo billed annually
Heavier-use Business seat with 5x Standard usage and no five-hour limit. (5x the usage of a standard seat)openai.com ↗
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OpenAI ChatGPT EnterprisePrice on request
custom pricing
Custom-priced org plan with invoicing, volume discounts and credit purchases.openai.com ↗
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Anthropic Claude Team (standard seat)$25
$25/seat billed monthly; $20/seat/mo billed annually; 2-150 seats
All Claude features with more usage than Pro, team admin; team gets up to $500/mo pooled API credits.claude.com ↗
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Anthropic Claude Team (premium seat)$125
$125/seat billed monthly; $100/seat/mo billed annually
Heavier-use Team seat with 5x standard-seat usage. (5x the usage of a standard seat)claude.com ↗
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Anthropic Claude Enterprise$20
$20/seat/month billed annually, 20-seat minimum, usage billed at API rates
Seat fee plus usage at API rates for larger organizations.claude.com ↗
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Perplexity Enterprise Pro$40
per seat; $400/yr annual
Org seats with 400 Pro Searches/week.perplexity.ai ↗
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Perplexity Enterprise Max$325
per seat; $3,250/yr annual
Org seats with 4,000 Pro Searches/week and video generation.perplexity.ai ↗
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Mistral Vibe Team$24.99
per user, excluding taxes
Pro-level usage per user with shared storage, domain verification and export.mistral.ai ↗
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GitHub Copilot Business$19
$19 per seat/month
Org-managed Copilot with 1,900 AI credits per user a month in a shared pool.docs.github.com ↗
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GitHub Copilot Enterprise$39
$39 per seat/month
Enterprise Copilot with 3,900 AI credits per user a month in a shared pool.docs.github.com ↗
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Cursor Teams$30
$30, $100 or $200 per seat/month
Per-seat usage matching the tier, plus centralized billing, admin, SSO and usage analytics.cursor.com ↗
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Cognition Devin Desktop (formerly Windsurf) TeamsPrice on request
$80/month base + $40 per full dev seat
Pro features for up to 200 users with centralized billing, admin analytics and priority support.devin.ai ↗
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Google Gemini Code Assist StandardPrice on request
About $22.80/user/month monthly or about $19/user/month on 12-month commitment (calculated from hourly price)
Business IDE assistant: completion, chat, agent mode, Gemini CLI.cloud.google.com ↗
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StackBlitz Bolt Teams$30
$30 per member/month
Pro plus shared capacity, centralized billing, SSO and priority support; starts at 10M tokens per member.bolt.new ↗
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Method, sources and what we didn’t check.

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